The good news is that Medicare no longer limits the number of Physical Therapy Durham sessions that you can receive. The only stipulation is that you must submit written evidence of continued therapy sessions. You can get physical therapy at a hospital, outpatient facility, or in your own home. Medicare Parts A and B cover the cost of physical therapy as long as it is medically necessary.
Medicare offers unlimited physical therapy sessions
Medicare Part A pays for physical therapy that is provided in a rehabilitation center, and Medicare Part B pays for physical therapy in an outpatient facility. The cost of a session can range from $75 to $350. While the costs are steep, Medicare can help ease the financial burden for you by paying as much as 80% of the total cost. If you’re not sure if Medicare will cover the cost, ask your care team first.
Medicare Advantage covers some physical therapy sessions. However, you’ll need to pay for the remainder after you’ve met the Part B deductible. For 2021, this will be $203. If the physical therapy you receive is not medically necessary, you will be responsible for the full cost of the session.
Many people with progressive conditions require Physical Therapist Durham NC in order to maintain their ability to move and function. The physical therapist may also teach you exercises that you can do at home. In some cases, physical therapists will come to you. However, it’s important to understand that home physical therapy and home health care services are not the same thing.
Alternatives to paying out of pocket for physical therapy
Health reimbursement arrangements (HRAs) are an excellent alternative to paying out of pocket for Physical Therapy Durham NC. These arrangements are funded by the employer and reimburse employees for the services they receive. They are particularly advantageous for people without insurance. While a physical therapist will not need to see a referral to use these plans, he or she should be upfront about the cost of services and how many sessions you will need.
Many patients find it difficult to pay for physical therapy. Their primary care physician may prescribe medications and suggest testing. If that fails, he or she may prescribe physical therapy. However, the cost of a session with a physical therapist can easily top $100. This is without considering the copay, medical fees, and prescription costs.
Depending on the type of therapy you require, you may be required to pay out of pocket for physical therapy. However, most health insurers cover the cost of physical therapy services, and Medicare and Medicaid also cover it. However, there are often deductibles and co-payments, so it is important to contact your insurance company before going to the doctor.
Conclusion
You can also pay for Physical Therapist Durham with a health savings account or flexible spending account. Some services offer sliding-scale fees, so patients can pay according to their income. Additionally, many clinics and physical therapy training centers offer free or low-cost supervised sessions. And if you’re worried about the expense of physical therapy, your physical therapist may even be able to write a letter to your health insurer explaining the importance of physical therapy.